Hippo Expands to Ohio

Hippo Insurance is now available in Ohio.

Homeowners Insurance in Ohio is now available thanks to Hippo.

We’ve been hard at work to expand into Ohio, offering its nearly 11.6 million residents smart home coverage for their houses and condos, this month. And, I’m excited to say that today we crossed the finish line.

I’d love to say that the Cincinnati Zoo’s famous little hippo, Fiona, was behind our push to expand into the state. And believe me, her smiling photos certainly made for great wallpaper on our desktops, but it was actually the needs of the Ohio homeowners that really brought us to the state. While Cavaliers’ fans will always root to Defend the Land win or lose, we’re here to help them protect their properties.

Dealing with snow and ice storms during the winter, and hurricane winds and flooding in spring and summer means homeowners in Ohio are no strangers to natural disasters. While most homeowners have outdated policies that may not offer them the coverage they need for common regional issues like frozen pipes (thanks ice storms), internal water damage or even appliance repairs. So, Hippo developed coverages that fit Ohio residents’ needs, including equipment (appliance) breakdown, service line protection and 4x more coverage on electronics than most of our competitors offer today.

The average Ohio homeowner spends $969 on home insurance each year, which is lower than the national average (though if you'll pay more if you get home insurance in Columbus). But that doesn’t make an $900+ bill any easier to swallow, particularly if it doesn’t actually cover your property when your pipes freeze, and you’re stuck with a plumbing bill you didn’t plan into your budget for the year. So, we also made sure that our rates were, on average, lower than our competitors in the state and offered Ohio’s residents another way to save on a necessary expense.

Hippo gives homeowners the opportunity to save up to 25% on their premiums, which comes to about $100 per year. That’s four trips to the Cincinnati Zoo to see Fiona, or a family trip to watch the Cavaliers play live.

Please let me know if you live in Ohio and want to learn more about Hippo home insurance. I’d love to run a quote for you to show you the savings and coverage differences and introduce you to our fantastic team.

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© 2025 Hippo Enterprises Inc.

Hippo Insurance Services (“Hippo”) is a general agent for affiliated and non-affiliated insurance companies. Hippo is licensed as a property casualty insurance agency in all states in which products are offered. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. Any estimated premium savings are based on the application of discounts which are subject to availability and qualification. Smart home discounts are subject to additional qualification, conditions, and restrictions. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy. Coverage and coverage amounts selected are the decision of the buyer.

Installing and activating the sensor kit will result in your being a customer of a third party that is not affiliated with Hippo. Hippo is not responsible for any acts, errors, or omissions of such third-party or the operation or effectiveness of the sensor kits provided, or any loss or damage of any kind that you may suffer as a result of your installation and use of the sensor kit or engagement with such third party. We encourage you to review the terms of use, privacy notice and any additional notices provided by the third party prior to installing and activating the sensor kit. The terms of your engagement with the third party are solely between you and such third party.